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Spent says it’s all secure (yada yada), and it probably is, but these things always make me a bit nervous, especially when giving in a bank login. My initial reaction when signing up with Spent was ‘yay, finally someone who let’s me use a computer’ (I do as little on my phone as possible).

A ROBS is not a loan against your retirement account, and it’s not a way of cashing out your retirement account.The most interesting part to me is the ongoing 1% back at select retailers.I’ll choose Amazon, Staples, and Uber as my three stores.A ROBS is a way to use your 401k or IRA to fund your business.It helps you invest your current deferred retirement account savings into your new company’s 401k plan, which uses the money to buy shares in your business.

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